Last updated: 6 May 2025
1. Acceptance of Terms
By accessing https://harplight.com you (“User“) agree to these Terms & Conditions (“Terms“) and our Privacy Policy. If you disagree, please do not use the Site.
2. Permitted Use
Read, share, and link to our finance articles for personal, non‑commercial use.
Do not copy, scrape, or mass‑download content.
Do not self‑click ads, encourage others to do so, or tamper with AdSense code—violations may lead to suspension.
3. Intellectual Property
All original text, graphics, and logos are © 2025 Harp Light or its licensors. Up to 200 words may be quoted with a backlink; other use needs written permission.
4. Advertising & Monetisation
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Ad blockers are allowed provided they do not replace our ads or violate AdSense terms.
5. Finance Content Disclaimer
Our posts are educational only and do not constitute financial, investment, or legal advice. Consult a licensed professional before acting on information.
6. Privacy Compliance
Data is handled per our Privacy Policy and applicable laws (GDPR, CCPA/CPRA).
7. VPN Access
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8. Third‑Party Sites
We are not responsible for external sites we link to.
9. Disclaimer of Warranties & Limitation of Liability
The Site is provided “as is.” We disclaim warranties of accuracy, completeness, or availability. To the fullest extent permitted, Harp Light is not liable for indirect or consequential damages.
10. Indemnification
You agree to indemnify Harp Light against claims arising from your breach of these Terms or misuse of the Site.
11. Governing Law
These Terms are governed by the laws of the jurisdiction where Harp Light is registered; disputes shall be heard there exclusively.
12. Changes
We may update these Terms; continued use after posting signifies acceptance.
13. Contact
Email info@harplight.com with “Terms Query.”