Last updated: 6 May 2025
1. Who We Are
Harp Light (“we,” “our,” or “us“) operates the finance-education blog found at https://harplight.com (the “Site“). This Privacy Policy explains how we collect, use, and protect your information—even when you browse through VPNs, proxies, or other anonymizers. By using the Site, you agree to the practices below.
2. Information We Collect
| Type | Examples | Purpose / Legal Basis* |
|---|---|---|
| You provide | Name, email, phone (e.g., newsletter sign-up, contact forms) | • Send newsletters • Respond to enquiries. GDPR bases: Consent, **Legitimate Interest |
| Automatically collected | IP address, device & browser info, referring URLs, coarse location via cookies/pixels | • Personalised ad delivery • Analytics • Security & fraud-prevention. GDPR bases: Consent (EEA for non-essential cookies), **Legitimate Interest |
*Under CCPA/CPRA these uses are “business purposes.” We do not sell personal information.
3. Cookies & Tracking Tools
We use:
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Google Analytics – tracks aggregated usage.
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Google AdSense (personalised ads) – serves interest-based ads using cookies and ad IDs.
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Meta (Facebook) Pixel – measures traffic and campaign performance from Facebook/Instagram.
Details on categories, retention, and opt-out tools are in our Cookie Policy. EU/EEA/UK visitors receive a consent banner on first visit.
4. How We Use Data
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Operate, maintain, and improve the Site.
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Provide articles, newsletters, and emails you request.
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Deliver personalised advertising and measure performance.
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Detect and prevent fraud or misuse.
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Comply with legal requirements.
5. Sharing & Disclosure
We never sell or rent your data. We share it only:
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With service providers (Google, Meta) bound by contracts that restrict further use.
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When required by law or to protect rights, safety, or property.
6. International Transfers
When data leaves the EU/EEA or UK, we rely on Standard Contractual Clauses or comparable safeguards.
7. Your Rights
| Region | Your Choices |
| EU/EEA & UK (GDPR) | Access • Correct • Delete • Restrict • Object • Portability • Withdraw consent |
| California (CCPA/CPRA) | Know • Delete • Correct • Opt-out of “sale”/“sharing” (not practised) • No discrimination |
To exercise a right, email privacy@harplight.com. Verification may be required.
8. Security & Retention
We employ administrative, technical, and physical safeguards and retain data only as long as necessary or legally required.
9. Children
We do not target children under 13 and do not knowingly collect their data.
10. Third-Party Links
We are not responsible for privacy practices of external sites we link to.
11. Updates
A new “Last updated” date signals the current version.
12. Contact
Email info@harplight.com with any privacy question.